ACKNOWLEDGEMENTS

We are grateful to the following for permission to reproduce copyright material:

Figures

Figure 1.1 adapted from Education at a glance 2010: OECD Indicators, OECD (2010); Figure 2.1 adapted from Tecso plc Annual Report 2010; Figures 2.2, 2.3, 2.5, 2.6 adapted from Tesco plc Annual Report 2010; Figure 2.4 adapted from Tesco plc Annual Report 2006; Figure 4.1 from, and Figure 4.2 adapted from Global Entrepreneurship Monitor, 2009 Executive Report (Bosma, N., Levie, J.

4.3 and 4.4; Figure 12.3 from Population Estimates, ONS (2010), Crown Copyright material is repro­duced with the permission of the Controller, Office of Public Sector Information (OPSI); Figure 12.4 from Securing Good Health for the Whole Population: population health trends, HM Tresury (Wanless, D.

Figure 18.1 after Public Expenditure Statistical Analysis, HM Treasury (2010); Figure 19.2 adapted from The Effects of Taxes and Benefits on Household Income, ONS (2010), Crown Copyright material is reproduced with the permission of the Controller, Office of Public Sector Information (OPSI); Figure 19.5 adapted from Tax Database 2009, OECD (2009); Figure 19.7 from After the minimum wage: social security for working families with children, Poverty, Journal of the Child Poverty Action Group, 99 (Child Poverty Action Group 1998); Figure 20.3 from Does electric money mean the death of cash?, Federal Reserve Bank of Dallas, Southwest Economy, No.

Tables

Table 1.4 from Labour Market Statistics, ONS (2010), Crown Copyright material is reproduced with the permission of the Controller, Office of Public Sector Information (OPSI); Table 1.8 from International Comparisons of Productivity, ONS (2010), Crown Copyright material is reproduced with the permission of the Controller, Office of Public Sector Information (OPSI); Tables 1.9, 1.10 from The productivity gap between Europe and the United States: trends and causes, Journal of Economic Perspectives, Vol. 22 (1) (Van Ark, B., O’Mahoney, M. and Timmer, M.P. 2008); Table 1.13 from Economic Outlook, No. 87, OECD (2010); Table 4.2 from Small and Medium Enterprise Statistics for UK and Regions, Department for Business Innovation and Skills (2010); Table 4.5 from Annual Small Business Survey 2007/8, Department for Business, Enterprise and Regulatory Reform (2009); Table 5.1 from Estimated Costs to Consumers of the Mergers Against Which the CC Took Action Between March 2005 and March 2006, Competition Commission (Competition Commission 2006); Tables 11.1 and 11.5 from, and Tables 11.2, 11.3, 11.7 and 11.8 adapted from, Transport Statistics Great Britain 2008, Department for Transport (2009); Table 11.4 adapted from Family Spending, a Report on the 2004-05 Expenditure and Food Survey, ONS (2009), Crown Copyright material is reproduced with the permission of the Controller, Office of Public Sector Information (OPSI); Table 11.6 from Subsidies and the Environment: The State of Knowledge, OECD: Contract No.

2008), ONS, Crown Copyright material is repro­duced with the permission of the Controller, Office of Public Sector Information (OPSI); Table 17.3 adapted from Economic Outlook, December, OECD (2005); Table 19.1 adapted from Budget Report 2010, HM Treasury (2010); Table 19.3 adapted from The Effects of Taxes and Benefits on Household Income 2008/09, ONS (2010), Crown Copyright material is reproduced with the permission of the Controller, Office of Public Sector Information (OPSI); Table 19.8 adapted from Tax / Benefit Model Tables (April

2009), Department for Work and Pensions (2009); Table 19.9 from Statistical Bulletin: Low pay esti­mates 2009, ONS (2010), Crown Copyright material is reproduced with the permission of the Controller, Office of Public Sector Information (OPSI); Table 19.10 adapted from Tax / Benefit Model Tables (April 2009), Department for Work and Pensions; Table 20.1 adapted from Financial Statistics, September, ONS (2010), Crown Copyright material is reproduced with the permission of the Controller, Office of Public Sector Information (OPSI); Table 20.2 from The formulation of monetary policy at the Bank of Engalnd, Bank of England Quarterly Bulletin, Winter, pp.

N. 2001); Table 21.1 adapted from Monetary and Financial Statistics 2010, Bank of England (2010) Tables A5.3 and A5.6; Table 21.4 adapted from Financial Statistics 2010, ONS (2010) Tables 5.2C and 5.2D, Crown Copyright material is reproduced with the permission of the Controller, Office of Public Sector Information (OPSI); Table 21.5 from Monetary and Financial Statistics 2010, Bank of England (2010); Table 21.6 adapted from Inland Revenue Statistics 2010, HMRC (2010) Tables 9.2,

9.3 and 9.4; Table 25.1 adapted from Statistics Interactive Database: Interest and exchange rates, Bank of England; Tables 28.2, 28.4, 28.5, 28.6 from World Development Indicators Database 2010, World Bank (2010).

Text

Extract on pages 177-8 from The end of rational economics, Harvard Business Review, July-August Special Edition (Ariely, D. 2009); Extract on page 435 from Bank of England Annual Report 2000, Bank of England (2000) p. 14.

The Financial Times

Figure 2.7 adapted from FTSE actuaries share indices, Financial Times, 10/09/2010; Figure 2.8 adapted from FT Share Information Service, Financial Times, 10/09/2010; Figure 18.2 from Forecast for spending and revenues % of GDP, Financial Times, 21/10/2010 (Wolf, M.); Figure 25.4 from Balance of payments, foreign exchange reserves and currency implications, Financial Times, 03/11/2010 (Wolf, M.).

In some instances we have been unable to trace the owners of copyright material, and we would appre­ciate any information that would enable us to do so.