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CONCLUSION

At several points in this chapter, analysis of the income statement has posed questions that could be answered only by looking outside the statement.

Mere study of reported financial figures never leads to a fully informed judgment about the issuer. Financial statements cannot capture certain non- quantitative factors that may be essential to an evaluation. These include in­dustry conditions, corporate culture, and management’s ability to anticipate and respond effectively to change.

In a few applications of income statement analysis, the limitations of looking only at the reported numbers pose no difficulty. For example, an in­vestment organization may be permitted to buy the bonds only of com­panies that meet a quantitative financial test such as a minimum ratio of earnings to interest expense. If the analyst’s task is narrowly defined as cal­culating the ratio to see whether it meets the guideline, then there is no need to go beyond the income statement itself. In most instances, however, the object of the analysis is to assess the company’s future financial perfor­mance. For analysts engaged in forward-looking tasks, poring over the income statement is merely the jumping-off point. Armed with an under­standing of what happened in past periods, the analyst can approach the is­suer and other sources to find out why.


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Source: Fridson M., Alvarez F.. Financial Statement Analysis. John Wiley & Sons, Inc.,2002. — 413 p. 2002
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