FUTURE RESEARCH DIRECTIONS
Further work could be done to add and use wireless protocols to increase the speed of the transactions and to further improve the security aspect at transport layer and network layer in addition to the usability.
It would be very interesting to add extra hardware on mobile phones for easy installation of new technologies in mobile payments. Clearly wireless networks and mobile device technologies are still in rapid development. The growth of 3G/4G network technology and the Smartphone brings more and more opportunities to mobile applications. The applications can be implemented in financial sector not only by the traditional commercial banks but by Internet payment agents, for example, PayPal.Figure 16. Creating and validating a digital signature
6.
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